Disclosures

BadCreditBusinessLoan.com is an independent funding brokerage. We do not make loans or fund advances ourselves. All financing offers are originated by third-party banks and lending partners. We help you prepare and present your request and compare the options those partners offer.

Approval and all terms — including advertised amounts, rates, and repayment schedules — are determined solely by the funding partners and are subject to their underwriting and to your credit profile, time in business, and revenue verification. Any figures shown on this site are illustrative examples, not offers of credit. Not all applicants qualify.

The soft credit inquiry we use to evaluate options does not affect your credit score. A hard credit inquiry, which may affect your score, only occurs later — at a final offer — and only with your explicit consent.

Funding speed varies by partner and product. While some products can fund quickly, timelines depend on the partner, your documentation, and verification. We work to connect you to the fastest suitable option when you need speed, but we do not promise a specific funding time.

BadCreditBusinessLoan.com may receive compensation from a funding partner when a funding offer you accept is closed. This does not increase your cost or change the terms you are offered.

BadCreditBusinessLoan.com arranges business-purpose financing for businesses in all 50 states. Services and products are subject to applicable state and federal lending laws and to partner availability in your state. Commercial financing is generally for business purposes only and is not consumer credit. For questions about licensing in your state, contact us at hello@badcreditbusinessloan.com.