BadCreditBusinessLoan.com
(213) 785-8787Get my funding options
Funding for trucking & logistics

Capital that moves at the speed of a freight dispatch.

Owner-operators, mid-sized fleets, and freight brokers all run into the same wall: contracts paid in 60 days, fuel and payroll due now. We close that gap.

A freight truck hauling on the open highway
Avg put together
$142,000
Range
$5K–$2M
The gap we close

Freight settles in 30–60 days. Fuel and payroll are due now.

Without funding
MonDeliver the load
TueInvoice the broker
+30 to 60 daysBroker finally pays
Cash sits frozen for weeks
With freight factoring
MonDeliver the load
MonSend us the invoice
Next biz dayYou get 90–97% in cash
Money in the account to keep rolling
What it funds

What trucking owners use BadCreditBusinessLoan.com for.

01

Truck & trailer purchase

Finance new or used Class 8 trucks, dry vans, reefers, flatbeds — up to 100% financed.

typically $80K – $250K
02

Maintenance & repairs

Engine rebuilds, transmission work, DOT recertification. Stop a downed truck from killing the week.

typically $5K – $80K
03

Fuel & operating cash

Float fuel and IFTA between net-30 and net-60 freight settlements.

typically $10K – $150K
04

Freight factoring

Get paid the next business day on shipper and broker invoices. Recourse or non-recourse.

typically $5K – $2M
05

Driver hire & payroll

Sign-on bonuses, wage advances, and per-diem cash for an expanding driver pool.

typically $15K – $80K
06

Fleet expansion

Add 3 trucks, lease more bays, or buy out a competitor with longer-term capital.

typically $150K – $2M
Most popular for carriers

Freight factoring, without the lock-ins.

Sell your shipper and broker invoices for immediate cash. We shop factoring partners so you get a fair rate — recourse or non-recourse, no long-term contract traps.

Start with factoring
1
Haul & deliver
Run your load and drop it like always.
2
Send us the invoice
Forward the bill of lading and broker invoice.
3
Get paid next day
We advance 90–97% within one business day.
Best fit for trucking

The funding we'd put on the table.

Freight factoring
Sell your shipper invoices for immediate cash. Funded the next business day once approved.
$5K – $2M · invoice-tied
Equipment financing
Title-loan-style financing on trucks, trailers, and reefer units.
$25K – $500K · 3–7 yrs
Line of credit
Revolving capital for fuel, maintenance, and surprise repairs.
$25K – $500K · revolving
Working capital loan
Lump-sum capital for fleet expansion, deposits, or driver hire.
$25K – $1M · 12–36 mo
Questions, answered

Trucking funding, straight up.

Don't see your question? Call (213) 785-8787 or email hello@badcreditbusinessloan.com.

Yes, but the structure changes. With 0–6 months in business, freight factoring is the cleanest path — you sell us your invoices for immediate cash. Once you have 6–12 months of operating history, you open up lines of credit and term loans.

You haul the load and deliver. You send us the bill of lading and broker invoice. We advance you 90–97% of the invoice value within 24 hours. We collect from the broker on net-30/60 terms. We charge a 1.5–3.5% factoring fee depending on volume and broker quality.

No. With non-recourse factoring (our preferred structure for established carriers), we handle the collection on our end without bothering your dispatcher. Your relationships stay yours.

Up to ~750,000 miles, yes. Year, mileage, and model condition all matter. Trucks with full service records get better rates. We don't finance salvage-title units.

Active MC and DOT numbers are required for most products. If you're in re-authorization, freight factoring is still available against current invoices.

Get capital before the next dispatch.

Four minutes. Soft credit check. Real options, fast — we move quickest when you need it most.

Get my funding options
Funding for owner-operators and 100-truck fleets
No factoring contract lock-ins
DOT/MC number-friendly underwriting
Soft pull — your credit score is safe