Privacy Policy

When you submit a funding application or contact form, we collect the information you provide — such as your name, business name, contact details, business and financial details, and ownership information. We also collect limited technical data automatically (for example, IP address, browser type, and pages visited) to operate and secure the site. We do not ask for your Social Security Number online; when an SSN is required for underwriting, a funding pro verifies it with you by phone.

We use your information to review your request, assemble and present funding options from our partner network, communicate with you about your application, provide support, and meet legal and compliance obligations. A soft credit inquiry used to evaluate options does not affect your credit score; any hard inquiry happens later, at a final offer, and only with your explicit consent.

As an independent funding brokerage, our core service is matching you with banks and lending partners. With your authorization, we share the information needed to obtain funding options with the relevant third-party banks, lenders, and funding partners. We may also share data with service providers who help us operate (such as email delivery), and where required by law. We do not sell your personal information.

By submitting an application or contact form, you agree that we and our funding partners may contact you by phone, SMS, and email about your request. Consent to marketing messages is not a condition of receiving funding options. You can opt out of marketing communications at any time by replying STOP to texts, using the unsubscribe link in emails, or contacting us directly. Transactional messages about an active application may still be sent.

We use administrative, technical, and physical safeguards — including encryption in transit — to protect your information, and we limit access to those who need it. No method of transmission or storage is perfectly secure, but we work hard to protect your data. We retain information for as long as needed to provide our services and to meet legal, accounting, and compliance requirements.

You may request access to, correction of, or deletion of your personal information, and you may opt out of marketing communications, subject to legal limits. Depending on your state of residence, you may have additional rights under applicable privacy laws. To exercise any of these, contact us at hello@badcreditbusinessloan.com.

We may update this policy from time to time. When we do, we will revise the “last updated” date above. Material changes will be communicated through the site or by other appropriate means.