BadCreditBusinessLoan.com
(213) 785-8787Get my funding options
Funding for auto repair

Keep every bay full and every job moving.

Lifts, diagnostic gear, and parts inventory are not cheap, and a down bay is lost revenue. We connect auto repair shops to lenders who fund equipment, parts, and renovation without the dealership runaround.

Need it fast? Tell us and we'll move your file to the partners who can act quickest.

Mechanic working under a car on a lift in an auto repair shop
Avg we put together
$95K
$0K
Avg amount we put together
$10K–$1M
Funding range available
100%
Of equipment cost financeable
0+
Banks & partners we shop
What it funds

What shop owners use BadCreditBusinessLoan.com for.

Bay equipment

Lifts, alignment racks, scanners, and tire machines — financed up to 100%.

typically $15K – $250K

Parts inventory

Stock fast-moving parts and tires at volume pricing to cut wait times.

typically $10K – $150K

Shop expansion

Add bays, renovate the waiting room, or open a second location.

typically $50K – $750K

Hire & payroll

Bring on certified techs and cover payroll through slower weeks.

typically $15K – $100K
Best fit for auto repair

The funding we'd put on the table.

Equipment financing
Up to 100% of equipment cost financed, with the asset as collateral.
$15K – $5M · 2–7 yrs
Business line of credit
Revolving capital you draw on demand. Pay interest only on what you use.
$25K – $1M · revolving
Working capital loan
Short-term lump-sum capital for payroll, inventory, and operating costs.
$10K – $750K · 6–24 mo
Merchant cash advance
Advance against future card sales. Remits scale down on slow weeks.
$10K – $500K · 4–18 mo
Questions, answered

Auto repair funding, demystified.

Don't see your question? Call (213) 785-8787 or email hello@badcreditbusinessloan.com.

Yes. Used shop equipment is financed regularly. Age and condition affect rate and term, but a working alignment rack or lift is solid collateral.

Not at all. We weight your trailing few months of deposits and card volume, not a single slow week. Revenue-based products flex with your cash flow.

For a defined equipment purchase, approvals can come back in a day or two. Tell us the vendor quote and timeline and we will move on it.

No. Steady shop revenue carries a lot of weight. We match you to the partners most comfortable with your credit profile.

See what your shop qualifies for.

Four minutes. Soft credit check. A pro who knows bay equipment and parts cash flow.

Get my funding options
No tax returns required to start
Options put together within 1 business day
Used-equipment friendly underwriting
Soft pull — your credit score is safe