Funding for franchise businesses

Funding to open the first unit — and the next five.

Franchise fees, build-outs, and multi-unit growth all take capital on a schedule the franchisor sets. We connect franchisees to lenders who know the major brands and fund the whole expansion path.

Get my funding options (213) 785-8787

Need it fast? Tell us and we'll move your file to the partners who can act quickest.

Franchise owner standing in front of a newly opened storefront

Avg we put together

$190K

$0K

Avg amount we put together

$25K–$5M

Funding range available

Multi-unit

Expansion structures

Banks & partners we shop

What it funds

What franchisees use BadCreditBusinessLoan.com for.

Franchise fees

Cover initial and renewal franchise fees to lock in your territory.

typically $25K – $250K

Build-out & FF&E

Construction, fixtures, furniture, and equipment for a new location.

typically $75K – $1.5M

Multi-unit expansion

Capital to open units two, three, and beyond on the franchisor’s timeline.

typically $150K – $5M

Working capital

Operating cash to carry a new unit through ramp-up to breakeven.

typically $25K – $400K

Best fit for franchise businesses

The funding we'd put on the table.

SBA loan

Long-term, low-rate government-backed loan for established businesses.

$50K – $5M · 10–25 yrs

Equipment financing

Up to 100% of equipment cost financed, with the asset as collateral.

$15K – $5M · 2–7 yrs

Business line of credit

Revolving capital you draw on demand. Pay interest only on what you use.

$25K – $1M · revolving

Working capital loan

Short-term lump-sum capital for payroll, inventory, and operating costs.

$10K – $750K · 6–24 mo

Questions, answered

Franchise funding, demystified.

Don't see your question? Call (213) 785-8787 or email hello@badcreditbusinessloan.com.

Often, yes — many franchises are on the SBA Franchise Directory, which streamlines approval. We will tell you whether SBA or a faster conventional structure fits your timeline better.

Yes. First units typically combine an SBA or term loan with equipment financing. Your background, the brand, and your capital injection all factor in.

That is a core use case. We structure multi-unit expansion capital so you can open on the franchisor’s schedule without stalling on cash.

No. We start with a soft pull. A hard inquiry happens later, at a final offer, and only with your consent.

See what your franchise qualifies for.

Four minutes. Soft credit check. A pro who knows franchise financing and the SBA path.

Get my funding options

SBA-eligible franchise expertise

Options put together within 1 business day

Multi-unit expansion structures

Soft pull — your credit score is safe